Who Are the Best Referrals for Isakov Planning Group?
Our friends and clients know that Isakov Planning Group does not spend valuable dollars on media advertising. Unlike large, national financial advising firms, our most powerful advertisements come from recommendations or referrals from our existing clients. In fact, that is where we get most of our new accounts.
What kind of referrals are best for Isakov Planning Group? For long-time readers of our blog, they know that friends, family, and business colleagues in a vast array of situations can benefit from speaking to a financial services professional. These include everything from newly married, newly divorced, new pregnancies or births, estate planning, retirement-saving issues, and tax-planning scenarios.
As important as these situations may be, it is as critical to know what to listen for when in conversation with your family and acquaintances:
“We’re getting married and want to saving for our future.” A financial advisor like Isakov Planning Group can help get these future spouses on the same page about current finances and setting your financial goals.
“We’re having trouble making ends meet.” Do they have budgeting issues or need help reevaluating and reducing their debt? Financial advisors can analyze their current income and obligations and offer recommendations for improving their financial health.
“I don’t think we are saving enough for our retirement. How do you do it?” Isakov Planning Group specializes in retirement planning, and finding ways for our clients to save money even when it seems most challenging.
“Our financial goal after 3 or 5 years is…” It’s very healthy (financially speaking) for someone or a couple to be thinking in these terms. They may have a well-considered plan, but then again, they may have just started the process of planning. We love these types of referrals: These folks are usually motivated to work towards that goal.
“Should we share bank accounts?” There are distinct benefits for couples to share accounts, including simplicity, transparency, and convenience in joint expenses. We can talk through the pros, and any cons (e.g, the debt risks of one partner), as well as alternatives like a joint account for shared expenses only, as appropriate.
“How do you find really useful information about investing (or investments)?” Googling an investment or searching the web for investment guidance may lead to unscrupulous entities or simply just misleading/bad advice. Isakov Planning Group is a fiduciary organization, meaning that it is legally bound to work for the benefit of our clients.
“My mom/dad passed away and left me an inheritance. I’m worried about my tax situation.” Depending on the form of the inheritance, state and federal taxes may apply and may vary by location. A financial advisor like Isakov Planning Group can provide the guidance your friend or family member may need to sort out the best way to address the new assets or income.
Do you know anyone in these situations or have been involved in conversations on topics just like this? We want to hear from you (and your acquaintance!) to help get the answers and guidance they need. Have them contact Isakov Planning Group now for a free, no-obligation conversation.